December 6, 2024 (मंसिर २१, २०८१, शुक्रवार)
071- 415502 / 415503 .
info@srdb.com.np
Loan against FD and government securities

Target Segment:

  •  Individual Nepali Citizen / Entity.

Purpose:

  •  To fulfill the various needs of Individual / Entity.

Loan Limit:

  •  Upto 90% of the FIxed Deposit Amount maintained with this Bank of Respective Branch Only.
  •  Incase of Inter Branch FD Loan approval from Corporate Loan Department is compulsory.

Loan Tenure:

  •  Shall not exceed the  Maturity Period of Fixed Deposit.  

Interest Rate:

  •  It shall be the published rate by Bank from time to time.

Documents Required:

  •  Application form with photo/Company Seal from Applicant/ Co -applicants/ Authorized Person of Entity.
  •  Citizenship Certificate of Applicant/Co-Applicant.
  •  Fixed Deposit Receipt.
  •  Minutes in case of Entities for taking Loan and Delegation of Authority for Loan.
  •  Any other documents to justify the loan that may be decided by the management from time to time or as may be required by regulatory requirement.
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