Shine Unnati Bachat Khata are targeted for those who seeks for high rate of interest and the product is bundled up with host of facilities at discounted price.

1.      Features: This product is bundle up with various banking facilities to meet the requirement of customers.

2.      Eligibility: Any Individuals with valid Identification documents in case of Nepalese Citizens and passport and other relevant documents in case of foreign nationals. 

3.      Minimum balance and Interest Rate: Minimum balance: NPR 500/00

4.      Interest rate shall be applicable as determined by ALCO committee of the bank from time to time.

5.      Interest payment frequency: Quarterly on daily closing balance

6.      Documentation As per Operation Policy/AML& CFT policy/NRB Directives. 

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