Virtual Credit Card

VIRTUAL CREDIT CARD

Experience a faster, safer, and smarter way to pay—designed for today’s digital lifestyle. The Fonepay Virtual Credit Card is instantly issued to existing customers and lets you enjoy seamless cashless payments across Nepal.
Why Choose Fonepay Virtual Credit Card?
• Accepted Nationwide
Use your card at over 1.4 million Fonepay QR merchants, including retail stores, hospitals, hotels, and more.
• Instant Payments
Settle bills in seconds—anytime, anywhere.
• Up to 45 Days Interest-Free Credit
Enjoy zero interest when you pay your full outstanding amount within the due date.

SHINE RESUNGA VIRTUAL CREDIT CARD FEES & CHARGES
Particulars	Charges
Joining Fee	NPR.700/-
AnnualFee	NPR 500/-
Interest on Remaining dues	2% per month(24% per annum)
Late Payment Fee	NPR 500/-
Over Limit Fee	NPR 500/-
Minimum Payment	10% of due amount or NPR 1,000/- whichever is higher

*Note: Fees, charges and limits are subject to change as per bank’s policy from time to time, please visit our website for latest information.