Shine Suraksha Bachat Khata
Target Segment: General Public
Eligibility: As prescribed by Nepal Rastra Bank
Features :
| Minimum Balance | Zero (0) |
| Interest Rate | 3.25 p.a.(subject to change) |
| Interest Calculation on | Daily Balance |
| Interest Payment Frequency | Quarterly |
| ABBS Charge | Free upto NPR 300000 |
| Issuance of Cheque Book | Free |
| Issuance of Bank Statement | NPR 150 (1 time free for one period) |
| Issuance of Balance Certificate | NPR 250 (1 time free on annual basis) |
| Issuance of Good For Payment Cheque | NPR 500 for each time |
| Mobile Banking | NPR 150 (yearly basis) |
| Locker Facility | NPR 2,500 (yearly basis) |
| Debit Card (ATM) | NPR 250 (yearly basis) |
Additional features:
- 25% waiver on Good For Payment Cheque
- 50% waiver on Issuance of Balance Certificate
- 50% waiver on annual charge (1st year) of Safe Deposit Locker (Subject to availability)
- Accidental death insurance coverage up to Rs. 5,00,000/00*
- Risk covered due to accidental death and Permanent Total Disability due to an accident.